Water damage liability
If there is an oil tank in your house, you should definitely secure yourself through water damage liability insurance: after all, you can have immense costs if the tank leaks. Then you have to pay for the purification of groundwater, water bodies and soil. The water damage liability insurance covers the costs incurred as a result of personal injury, property and financial losses.
High insurance sum recommended
Since you have to pay for the damage in full after an accident, you should choose the highest possible insured sum: often the damage exceeds 1 million euros.
Inform insurers immediately
If there is actually damage, you must inform your insurer immediately. You must also notify your insurance company if legal action has been taken against you.