A must for homeowners and property owners: home and landowners' liability; finally, you protect against millions of damage caused quickly by imprudence or recklessness. In this way, a home and landowning liability ensures both personal injury and property and financial damage, which is the result of neglected traffic security obligations. This can be an accident on the stage not freed from the snow on the doorstep or the damage to a parked car hit by a falling roof tile.

Not only the damage you as a homeowner is responsible for personally insured, but also those caused by commissioned persons: e.g. Caretakers, caretakers or cleaning staff.

House and basic indemnity insurance is also recommended for homeowners' communities: after all, it also pays against the community or wastewater damage to the claims of individual owners.