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Company group accident insurance

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With company group accident insurance, employers can increase the insurance cover of their own employees and thereby not only improve the company's social benefits, but at the same time companies can also benefit from tax advantages. This insurance comes up for many costs related to the accident and also to the follow-up costs.

An accident can also happen quickly during work or on the way there, thus having far-reaching financial consequences for the company and for the employee. The company itself has to take care of adequate replacements and for the employee the consequences of an accident can lead to these loss of income or even have to make costly conversions. The insurance cover of the statutory accident insurance is often not sufficient at this point to cover the costs to a reasonable extent. However, employers can increase this insurance cover by taking out company group accident insurance and thus ensure more social security for employees.

The special thing about group insurance is that companies can receive them for their employees at particularly favourable conditions. Especially compared to the individual closing, many costs can usually be saved. At the same time, the desired tariff details can usually be very individually adjusted, which allows the company to decide for itself which components the company group accident insurance should have. Benefits may include, for example, insurance benefits of one percent from a degree of disability or a lifetime monthly accident pension. Insurance cover may apply to accidents during working hours, but can also be extended to road accidents. Even the private area can be integrated with this type of insurance, which allows employees to receive comprehensive insurance coverage

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