Care rent
Private nursing pension closes your pension gap
The statutory long-term care insurance often only partially covers the actual care costs. As a patient, you often pay hundreds or even thousands of euros yourself. With a private care pension, you can protect yourself against this risk effectively. The model is simple: From the start of the contract, you make a monthly insurance contribution. As soon as you are in need of care, you will receive the agreed care pension from the insurer every month.
You can freely dispose of the care annuities
You always receive a private nursing pension in addition to the legal care. You can freely dispose of the money and, for example, finance your personal share in the nursing home or pay relatives, which you will be provided with in your own four walls. You get full care annuities at care level 5, in lower care levels you receive proportionate benefits depending on the provider and tariff. Remember: The younger you enter the private care pension, the more favourable the monthly contribution.