In case of need for care on the safe side

The benefits of statutory long-term care insurance are often not sufficient to cover the actual costs in an emergency. With a private care costs insurance you secure yourself financially effectively. The insurer covers a fixed percentage of the remaining costs that you have to pay yourself after advance payment of the statutory long-term care insurance. You will receive the service for the entire duration of your need for care, depending on the provider and tariff, up to 100 percent of your own contribution will be reimbursed.

A high percentage of care costs is refunded
The agreed percentage of your care costs will also be awarded by the insurer if care should become significantly more expensive in the future by increasing costs and inflation. The maximum possible refund per calendar year is limited to a certain maximum amount depending on the contract. You will receive services both for care at home by specialist staff as well as for partial or fully inpatient care in a nursing facility.