Services of statutory long-term care insurance supplement highly recommended
At the latest at an urgent age, every citizen has the fundamental risk of becoming in need of care. Already, there are more than two million German citizens who are classified as in need of care. Although there is a statutory long-term care insurance, which is to cover the costs of outpatient care or nursing care in the home, their benefits are often not sufficient. For example, a place in the nursing home costs around 3,000 euros per month, but a patient has to pay around half themselves even in the "best" case. By taking out a supplementary care insurance now promoted state-aid, however, you have the opportunity to protect yourself and possibly also possibly dependent relatives from this self-contract.

Protection through the funding of the long-term care allowance insurance
For some time now, you have had the opportunity to close the gap between the benefits from the statutory long-term care insurance and the actual costs incurred by means of a private supplementary care insurance. This supplementary insurance has been even more attractive for several years now, because the state is involved with a monthly contribution grant of five euros, which is also colloquially referred to as nursing bikes.

In order to receive the grant, several requirements must be met. In principle, all persons who belong to the social or private compulsory care insurance are eligible. It is important, however, that the person is over 18 years old and has not yet received or has already received a performance due to long-term care. If you want to insure yourself and receive the state funding of 5 euros per month (60 euros per year), then a monthly own contribution of at least 10 euros is required for the eligible tariff (120 euros per year).

IMPORTANT NOTE: The “care-chahr plans” do not always meet the best tariff conditions of the maintenance rates offered on the market. Therefore, please always check the offers. If, due to the state of health, a “normal” property allowance insurance is not possible, then the “care-chawing tariffs” are usually eligible as an alternative for solutions.