The best way to protect yourself and your company from liability risks through business liability insurance - because the Civil Code says: "Anyone who intentionally or negligently violates the life, body, health, freedom, property or other right of another is contrary to the other person to compensate for the damage caused by it."

The liability provides protection
The operating liability ensures all activities that usually serve the purpose of the business. In addition to the owner, its employees are also co-insured. The business liability insurance provides, for example, if there are consequences for the customer due to assembly errors or if uninvolved persons are damaged during work.

Professional groups with special responsibility are obliged to take out special professional liability insurance - including architects, tax consultants and doctors. Self-employed in consulting professions, which can cause financial losses to their customers through incorrect counselling, should protect themselves through financial damage liability.

Environmental liability insurance covers the risk of environmental damage. Product liability insurance causes damage to incorrect goods and services supplied by the company - such damages are not covered in the classic business liability insurance.