Whether doctor, engineer or tax consultant - every freelancer and self-employed should protect himself against a loss of business and thus against the absence of income.

For example, business default insurance, especially for a company-bound company insurance, is one of the more important company insurance. The greatest risks are fire, water and burglary damage, as they can shut down the entire operational workflow. Recently, the risk of illness and accidents is often insured. The tariff classification - and thus the contribution level - depends on several factors. These include, for example, the age of the policyholder, the number of insured benefits, the sum insured and the waiting period (free time in the event of damage).

Another advantage of the business loss insurance is that the contributions are among the operating costs - in contrast to the entrepreneur's daily sick benefit insurance, whose contributions are private expenses. This ensures tax advantages.